Terms of Service

These Terms of Service (“Terms”) govern your use of midrate.site(the “Service”), operated by Happenings Group A/S(“we”, “us”, or “our”). By accessing or using the Service, you agree to be bound by these Terms.

1. The Service

midrate displays mid-market (interbank) exchange rates for informational purposes. Fiat rates are sourced from the European Central Bank via Frankfurter; crypto rates are sourced from CoinGecko. Rates are indicative and may not reflect the rate available to you from any bank, broker, or exchange.

2. No financial advice

Nothing on the Service constitutes financial, investment, tax, or legal advice. You should not rely on midrate for any transaction decision. We make no representation that the rates shown are accurate, current, or fit for any particular purpose.

3. Your account

Some features require you to sign in. You are responsible for the security of your account and for any activity that occurs under it. You must provide accurate information and may not use the Service on behalf of another person without authorisation.

4. Acceptable use

You agree not to:

• scrape, mirror, or otherwise systematically extract the Service;
• abuse our rate-limits or attempt to disrupt the Service;
• use the Service for any unlawful purpose;
• reverse-engineer or attempt to derive source code except as permitted by law.

5. Intellectual property

The Service, including its design, code, and branding, is owned by Happenings Group A/S and protected by copyright and trademark law. Third-party data remains the property of its respective providers.

6. Disclaimer

The Service is provided “as is” and “as available”, without warranty of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that any data displayed is accurate.

7. Limitation of liability

To the maximum extent permitted by law, Happenings Group A/S shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Service.

8. Changes to the Terms

We may update these Terms from time to time. Material changes will be notified on this page. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by the laws of Denmark. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the Danish courts.

10. Contact

Questions about these Terms? Contact Happenings Group A/S via the details at midrate.site/privacy.